Associated Press CRAWFORDVILLE, Fla. (AP) — Hurricane Helene made landfall in northwestern Florida as a Category 4 storm as forecasters warned that the enormous system could create a “nightmare” storm surge and bring dangerous winds and rain across much of the southeastern U.S. There were at least three storm-related deaths. The National Hurricane Center in
The post Helene makes landfall in northwestern Florida as a Category 4 hurricane appeared first on KYMA.
PT KAI Daop 7 Madiun Kembali Kuasai Aset, Segini Luas Tanah dan Bangunannya. 👇Madiun (beritajatim.com) – PT Kereta Api Indonesia (KAI) (Persero) Daop 7 Madiun kembali menguasai aset tanah dan bangunan yang terletak di Jalan Jawa Nomor 6, Kota Madiun. Manager Humas PT KAI Daop 7 Madiun, Kuswardojo, mengungkapkan bahwa aset tersebut mencakup luas tanah sebesar 595 m² dan bangunan seluas 160 m². Aset ini sebelumnya dikuasai oleh [...]
-- Ikuti kami di 👉https://bit.ly/392voLE #beritaviral #jawatimur #viral berita #beritaterkini #terpopuler #news #beritajatim #infojatim #newsupdate #FYI #fyp
Tak Segera Salat Dhuha, Siswa di Blitar Dilempar Kayu Berpaku oleh Guru, Meninggal Dunia. 👇Seorang siswa berusia 14 tahun asal Desa Dadaplangu Kecamatan Ponggok Kabupaten Blitar meninggal dunia usai diduga dilempar kayu berpaku oleh gurunya MTsnya.
-- Ikuti kami di 👉https://bit.ly/392voLE #beritaviral #jawatimur #viral berita #beritaterkini #terpopuler #news #beritajatim #infojatim #newsupdate #FYI #fyp
Release info.
The post Nike SB Electric Pack arrives at local retailers appeared first on YOMZANSI. Documenting THE CULTURE.
THE clock is ticking for millions of households to submit a meter reading to avoid paying over the odds for their energy use.
Bill payers have until October 1 to get an up-to-date reading before the energy price cap jumps by 10%.
Under the changes, the average dual fuel bill paid by direct debit will jump by £149 from £1,568 to £1,717, under the cap set by industry regulator Ofgem.
It’s important to submit a meter reading as rates change to make sure all energy use up to that point is charged at the lower rate.
The exact deadline for submitting readings differs depending on your supplier and some will allow you to backdate the reading from the date it was meant to be submitted.
In some cases, you have an extra two weeks to submit a reading.
If customers don’t provide a meter reading, they will be given an estimated bill.
In this case, some of your energy usage ahead of October 1 could be charged at the new higher rate.
Giving an exact reading at the time the rates change prevents this from happening.
If you have a smart meter, you don’t need to take a reading as information is automatically sent to your supplier.
However, you should do a quick check to make sure it is working properly and reporting your usage accurately.
There’s also no need to submit a meter reading if you’re on a fixed energy tariff or have a traditional prepayment meter.
The looming price rises are a blow for struggling households after energy bills fell to a two-year low at the beginning of July.
The energy price cap is reviewed every three months and it’s important to submit a reading each time.
This stops you being overcharged or even underpaying, which could mean having to pay more further down the line.
Here are the deadlines suppliers have confirmed to The Sun for submitting meter reads as the energy price cap changes.
British Gas customers can submit their meter readings up until October 14.
This can be done through an online account, through the British Gas app, over the phone or through a form on the firm’s website.
You can call British Gas on 0330 100 0056 Monday to Friday between 9am and 5pm.
EDF customers will be able to back date their meter reads at any time up to and including Wednesday October 9.
Customers will be able to leave meter reads via the EDF App, or online via their MyAccount. Readings can also be submitted via telephone, email or by text and WhatsApp.
Octopus Energy customers have until the end of October 8 to submit their meter readings.
Meter readings can be submitted through online accounts, a form on the provider’s website, app or email.
Customers can submit their meter readings via the app, online account, phone, Whatsapp or webchat at any time.
Scottish Power has no deadline for meter readings. Customers can update meter readings as and when they wish to provide them.
If you are on a standard variable or default tariff with Scottish Power, then the energy price cap will automatically apply.
However, if your prices need to increase as a result, there’s no need to contact them.
Scottish Power said: “We’ll write to you by letter or email to let you know what your new prices will be before the change takes place.”
If you don’t your supplier a regular meter reading your bills will be based on estimated energy use.
This can mean paying more than necessary or underpaying and then having to make bigger payments later.
Taking a meter reading should only take a minute, and once you have noted down the figures you can usually give to your provider by text, online or through an app.
Look up the individual options with your own supplier.
It’s a good idea to take a quick picture of your meter reading when you submit it – just in case you need it as evidence in any disputes that arise.
Exactly how you take a meter reading depends on the type of meter you have.
If you have a digital electricity meter, you will just see a row of six numbers – five in black and one in red.
Take down the five numbers in black-you don’t need the red number.
If you are on an Economy 7 or 10 tariff which gives you cheaper electricity at night – you will have two rows of numbers and need both.
If you have a traditional dial meter you will need to read the first five dials from left to right, again you don’t need the red ones.
If the pointer is between two numbers, write down the lower figure and if it is between nine and zero write down the number nine.
If the dial is directly over a number, write down that number and underline it.
If you’ve underlined a number, check the next dial to the right.
If the pointer on that dial is between nine and zero, reduce the number you’ve underlined by one.
For example, if you originally wrote down five, change it to four.
If you have a digital metric meter showing five numbers and then a decimal place, you only need to write down the first five numbers from left to right.
If you have a digital imperial meter, your meter will read four black numbers and two red numbers – note down the four black numbers only.
If you have a dial gas meter, follow the same steps as the dial electricity meter, but you don’t need to follow the process of underlining figures.
BELOW we reveal how you can calculate your own energy bill.
To calculate how much you pay for your energy bill, you must find out your unit rate for gas and electricity and the standing charge for each fuel type.
The unit rate will usually be shown on your bill in p/kWh.The standing charge is a daily charge that is paid 365 days of the year – irrespective of whether or not you use any gas or electricity.
You will then need to note down your own annual energy usage from a previous bill.
Once you have these details, you can work out your gas and electricity costs separately.
Multiply your usage in kWh by the unit rate cost in p/kWh for the corresponding fuel type – this will give you your usage costs.
You’ll then need to multiply each standing charge by 365 and add this figure to the totals for your usage – this will then give you your annual costs.
Divide this figure by 12, and you’ll be able to determine how much you should expect to pay each month from April 1.
AS we head into October and the temperature drops, many of us are thinking about putting the heating on and preparing for winter.
But several key financial changes this month, including higher energy bills thanks to a new energy price cap, mean we need to keep an eye on our cash, too.
The next 31 days are very busy from a monetary perspective, with everything from the first Labour government’s Budget – where it will announce new money and tax policies – to the last days to take advantage of supermarket Christmas savings schemes.
Fortunately, we’ve rounded up all the important deadlines you need to be aware of, as well as anything you need to do.
Every three months, energy regulator Ofgem sets its new price cap. This is the maximum that people on variable tariffs can be charged per unit of energy.
The next cap kicks in on October 1.
From that date until the end of the year, a typical household using both electricity and gas and paying by direct debit will see their energy costs rise by £149 per annum.
This is a 10% increase, which means an extra £12 added to the average monthly bill.
However, the new cap is 6% cheaper than this time last year, saving you about £117 compared to last year’s price of £1,834.
Your bill will vary based on how much energy you use, where you live, and what kind of meter you have.
So, while the new headline cap is around £1,717, this can vary depending on whether you use more or less energy than a typical household.
You can find more details about the new price cap here, including costs per unit of energy and when to take a meter reading.
Starting from October 1, new rules from the communications regulator, Ofgem, will help mobile phone users avoid surprise charges when using their phones abroad.
The new rules require mobile providers to inform customers when they start roaming and to protect them from accidental roaming, which happens when you unintentionally connect to another country’s network while travelling near a border.
They will also need tell you about spending caps and direct you to free information about roaming costs in your current location.
You can read more about the legislation and what it means for you in our round up here.
If you need to do a self-assessment tax return for the first time this year, you must register by October 5.
Reasons you might need to self-assess include if you’ve become self-employed, if your side hustle earned you more than £1,000 in a tax year, if you need to pay the high-income child benefit charge, if you’ve made money from savings and investments, or if you’ve started earning more than £150,000.
If any of these things happened to you between April 6, 2023 and April 5, 2024, then you must register.
Failure to do so may mean you cannot file your return and pay on time, which could lead to a hefty fine.
Find out exactly what you need to do and how to register in our guide. Applying is quick and easy using the Government’s online tool.
Starting from this month, people who fall victim to Authorised Push Payment (APP) scams will be able to get as much as £415,000 back from their banks.
The Payment Systems Regulator (PSR) is now requiring financial institutions to pay back scam victims, which is a change from the previous system where reimbursement was voluntary.
The rule change has also put more onus on the banks that receive APP fraud money as they will be responsible for repaying half.
Victims need to let their banks know about the scam within 13 months and provide any information the bank needs to investigate.
Learn more about the new rules here.
On October 16, we find out the inflation rate for September, which is very important for a two key reasons.
First, it helps decide how much the State Pension will go up by from April next year as part of the Government’s triple-lock promise.
The triple lock ensures the State Pension rises each year in line with inflation, average earnings of 2.5% – whichever is highest.
Second, it affects how much benefits, like Universal Credit, and Tax Credits for working age people, will increase by from next year.
From this date, the Winter Fuel Payment Centre will accept phone claims from people who are eligible to receive the payment for the first time.
This year, only people who claim Pension Credit and certain other benefits will be eligible, so check if you could benefit.
You can call the Winter Fuel Payment Centre on 0800 731 0160.
Tesco’s Clubcard Christmas Saver lets customers save money and earn bonuses.
How much you get depends on what you save, and to get the maximum amount of £12 you need to stash away at least £200.
In November, customers will get vouchers matching the value of the money saved and any bonuses received.
These can then be used during the Christmas season, either in stores, online, or through the Tesco Grocery & Clubcard app.
You can also use them for fuel at Tesco and Esso stations with Tesco Express.
The last day to add qualifying savings is October 17, 2024.
The Clubcard and top-up vouchers are good for 2 years, while the bonus vouchers are good for 3 months.
Find out more about supermarket saver schemes and their pitfalls here.
1. Draught-proof your home
It takes time and money to heat up your home, so it’s important that you do as much as you can to keep in the warmth. Close your doors and windows, and fill any gaps with a draught excluder.
2. Dial down your thermostat
According to Energy UK, turning down your thermostat by just one degree Celsius could cut your heating bill by up to 10%, and save you around £85 per year. Plus, if you don’t have a thermostat, installing one could save up to £70 per year!
3. Move furniture around
Make sure not big, bulky furniture like sofas are blocking radiators.
4. Wash clothes on a lower temp and add an extra spin
Unless it’s bedding, towels or really dirty items, dial down the temperature to 20 or 30 degrees, and do a double spin to remove excess water.
5. Heat the person not the home
There’s not point heating up a room that no one is sitting in, so be mindful about which radiators are on.
On October 30, Rachel Reeves, the Chancellor of the Exchequer, will give her first Budget.
This is when the government’s shares updates on its tax and spending plans – which could impact your finances.
At this time of year it would normally be called an Autumn Statement, but as it is the new government’s first, it is being called a formal Budget.
Ms Reeves has already warned that there will be tax rises, which experts speculate could include changes to inheritance tax, pensions rules, capital gains tax, and even fuel duty.
This is to plug a £22billion “black hole” in the country’s finances, Ms Reeves has said.
You can read more about what changes are expected here.
Around half a million people still fill in a paper tax return each year. If you’re one of them, you need to hand it in by October 31.
If you want to do an online return instead you have until January 31.
Missing both deadlines means a fine, and if you don’t pay up on time, you’ll have to pay interest and further fines.
The Morrisons Christmas saver scheme gives you a bonus for the money you save.
The maximum bonus is £6 if you save £197 through the programme.
To earn the extra cash, you need to make sure your savings are in your account by October 31.
Christmas Saver stamps bought after that date will count towards your savings for Christmas 2025.
Once you’ve saved your money and received your bonus, you’ll get a voucher that you can use to shop in-store or online.
Read more about the downfalls of saver schemes and how to avoid them here.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
