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NMRC secures $228m mortgage financing for Nigeria’s vulnerable earners, borrowers

The Nigeria Mortgage Refinance Company Plc (NMRC) has secured $228 million in affordable mortgage financing for vulnerable earners and borrowers.  This was disclosed in a statement on its X page, on Thursday, September 26, 2024.  The company revealed that the funding resulted from a partnership involving the United States International Development Finance Corporation (DFC) for …

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‘I broke my lover’s penis after my IUD came loose – he lost a chunk of his member’

A WOMAN has told how her IUD led to an eye-watering sex injury.

Hayley Davies claims to have left her lover with “a chunk of his member” missing, while she had to get hospital treatment.

a woman in a bikini is being interviewed with a microphone that says @whatsher
Jam Press Vid/Ana Nello
Hayley Davies told the story of her IUD moving and taking a chunk of her lover’s penis with it[/caption]
two women standing next to each other with a sign that says and it was like bleeding but
Jam Press Vid/Ana Nello
Hayley was interviewed by content creator Ana Nello[/caption]
a person wearing white gloves is holding a pen with a red tip
A stock image of an IUD/coil. The device is red, which is implanted into the womb
Getty

Hayley had a tiny device implanted into the womb as contraception.

It releases copper (IUD) or hormones (called an IUS in the UK) to prevent a pregnancy.  It stays in the womb for up to five to ten years.

But the IUD can in rare cases move or come out of the womb, usually within three months of it being fitted.

Hayley was being interviewed by Ana Nello, a content creator and model dedicated to tackling sexual stigma.

She interviews women about their most memorable sexual experiences.

The 28-year-old – who makes six figures a year – has a huge audience, with 1.2 million Instagram followers viewing her new video series, titled What’s Her @.

In one of the latest interviews, Ana talks to fellow model Hayley who had to rush to hospital after she and her lover suffered the gruesome sex injury.

“It’s so important for women to talk about their sexual experiences openly because that’s the best way to remove feelings of shame around sex,” said Ana.

“I never really get shocked by what people tell me anymore – I’ve heard it all.

“I hope that my video series makes other women and men feel good about themselves and their sex lives.

“Sex injuries happen – it’s completely normal.”

In the video, Hayley explains the incident in detail.

“I broke a guy’s dick during sex,” she said.

“So, this hot army boy that I was hooking up with hit my IUD and it like ripped a chunk out of his c***.

“And not just that, it actually cut my cervix and I had to go to hospital and get it removed.”

She continued: “I felt bad for the guy.

“I told him not to go that hard.”

Hayley also confesses that while she went to hospital, her lover reportedly didn’t – despite the “chunk” of flesh that he came off his penis.

They were having sex in the missionary position when the incident took place.

She said: “… [..] we got into the shower [after the sex] and I saw that [the injury] and then I realised how much pain I was in.

“So it was like after the [sexual] experience.”

It seems neither of the lovers were too put off by the incident, as the model confesses that they did in fact hook up again once, once “everything healed”.

She added: “You gotta be dedicated to the process.”

Can an IUD cause harm during sex?

It is very rare for an IUD to hurt somebody during sex, or even to come out.

When you get an IUD fitted, the doctor or nurse will teach you how to check to see if it is still in place because there is a risk of it moving out of place.

Your partner should not be able to feel your IUD during sex -if they can, it is advised to see a GP or nurse for a check-up.

This is because the IUD is placed into the womb which sits above the vagina, which is where penetrative sex occurs.

If is is felt, it suggests the IUD has moved out of place.

However, there are two short strings that are attached to the IUD that stick out through the cervix – the opening of the womb.

The cervix is like a small, doughnut-shaped cushion that only has a tiny opening (unless during labour, when it opens).

Rarely the partner may feel these strings during sexual activity and if they are interfering, you could see your GP or nurse

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Word Game: Sept. 27, 2024

TODAY’S WORD — TUFACEOUS (TUFACEOUS: too-FAY-shus: Made of a porous rock formed as a deposit from springs or streams.) Average mark 36 words Time limit 50 minutes Can you find 44 or more words in TUFACEOUS? The list will be published tomorrow. YESTERDAY’S WORD — HEXAGONS hang hexagon hoax hogan hone hose aeon ashen gash […]

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Bridge: Sept. 27, 2024

This week’s deals have treated declarer’s hold-up play: refusing to take a winner to break up the defenders’ communication. In a given situation, to execute a hold-up may be effective or ill-considered. Cover today’s East-West cards. West leads the six of hearts against your 3NT, East plays the ten and you play low. When East […]

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Horror as football match abandoned after machete-wielding hooligans spark brawl in stands and players are forced to flee

A FOOTBALL match in Colombia was suspended last night after a huge fight broke out in the stands, leaving at least 20 people injured.

The Prima A clash between Atletico Nacional and Atletico Junior descended into chaos in the second half as Marino Hinestroza made it 2-0 to the hosts.

a crowd of people are standing in a stadium watching a game .
A huge brawl broke out in the stands at the Atanasio Girardot Stadium
a crowd of people are standing in a stadium .
Fans in the away section jumped into the home end to attack the home supporters
a crowd of people are sitting in a stadium watching a soccer game .
Some fans were wielding knives, machetes and sticks

Visiting fans allegedly jumped into the home section, sparking a huge brawl with Nacional supporters.

Players watched the horror scenes unfold before referee Nolberto Ararat officially paused the match.

They eventually rushed back to the dressing room when the fight spilled onto the pitch.

Some rioters could be seen wielding knives, sticks and machetes as the chaos escalated.

Desperate fans attempted to jump down to the lower stand to get away from the danger.

According to reports in Colombia, at least 20 people were injured with many taken to nearby medical centres.

Those who suffered injuries were taken down to the lower part of the Atanasio Girardot Stadium for treatment from the Red Cross.

Riot police were forced to intervene, but the brawl spilled onto the outskirts of the stadium.

According to regional newspaper El Heraldo, stun grenades were heard as police attempted to disperse the crowds.

The match was eventually abandoned after 55 minutes due to the violence.

Manuel Villa, Medellin’s Secretary of Security, later condemned the horrific violence.

He said: “Football should be a celebration of peace, and the culture of football is a collective commitment.

“But if someone doesn’t understand that, they have no place in this celebration: those masquerading as fans who create these situations and act outside the law are not fans, but criminals and should be treated as such. Irresponsible! 

“There will be sanctions, and measures will be taken as necessary.”

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‘Christmas ruined’ Quality Street fans slate new wrappers as they rush to buy returning flavour but some are ‘won over’

NEWS that Quality Street’s coffee cremes are back delighted chocoholics when it was announced on Thursday.

But there’s still one change to the much-loved sweets that is dividing opinion – and that’s the wrappers.

a bunch of quality street candies wrapped in foil
Alamy
Opinions are still divided over Quality Street’s recyclable wrappers – which replace the foil ones they’ve used for 86 years[/caption]
a stack of chocolates with one that says ' strawberry shortcake ' on it
The discussion comes after Quality Street announced the return of the coffee creme in time for Christmas

“Just opened the tin of Quality Street forgetting about the crappy new wrappers and that’s my Christmas ruined,” one person sighed in a post on Reddit.

However, others insisted the new eco-friendly paper wrappers – which were introduced in October 2022 after 86 years of using foil ones – were much better than the originals.

“I appreciate your disappointment; however, the new wrappers have (thus far) prevented any of the strawberry creme and orange creme chocolates from leaking/sticking on the wrappers,” someone replied.

“At first I was not a fan, but I think I am now won over,” another agreed.

“Still not a fan of the ‘tiny’ 650g tins though!”

“With the shiny gone, I thought we would struggle to enjoy them,” a third said.

“A day in, we are already pretty used to it/forgotten what the old wrappers for each choc was.

“Power through – you’ll get there!”

“I had not considered the leakage…. I mean I’ll probably struggle through the tin even so,” the original poster replied.

“But yes they’re much smaller now.”

And others admitted they used to use the colourful foil wrappers for other purposes too.

“I used to put the coloured wrappers over my glasses and make ‘Christmas vision’ – think rose tinted spectacles…” one wrote.

“It made the world more vibrant and colourful!

“Now what am I supposed to do?”

“Yet another person’s Christmas ruined….” the poster replied.

“The best bit about Quality Street was looking through the coloured cellophane to pretend the world was yellow,” another agreed.

Where can I get Quality Street's coffee creme?

The first pick and mix station opened on Wednesday (September 25) at John Lewis's flagship store on Oxford Street.

Other participating stores will begin rolling out the sections throughout October.

However, if you don’t live near a John Lewis, you can still get your hands on Quality Street’s coffee creme chocolates.

They will also be available in a limited-edition cracker at Waitrose and John Lewis stores for £5.50.

Shoppers can also buy a bag of coffee creme chocolates to add to their current Quality Street tins for £4.50.

“I used to use the wrappers for arts and crafts as a kid and I also used to look at the the tree lights through the wrappers!” a third wrote.

“I even loved the smell of them. God I miss being a kid!”

“They used to be like opening a tin of jewels, twinkling and gleaming in the Christmas lights,” someone else said.

“It was one of those little things that made Christmas magical.

“Now they just look matte, flat and dull. Utterly s**t, Christmas ruined indeed.”

Quality Street announced this week that the coffee creme will be available once again this Christmas.

But fans won’t find the iconic flavour in the usual Quality Street tubs.

Instead, the coffee-flavour fondant wrapped in dark chocolate will join the 11 other Quality Street sweets at pick and mix stations across selected John Lewis stores in the UK.

a pile of colorful quality street candies on a white background
Alamy
Others admitted they used to use the colourful plastic outer wrappers for arts and crafts[/caption]

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Iconic fashion and homeware brand set to RETURN to the high street a year after all stores disappeared

AN ICONIC fashion and homeware chain is making a triumphant return to the high street with the opening of its first new store next month.

Cath Kidston, which closed all its high street locations in June 2023, will unveil a brand new store on 18 October, The Sun can reveal.

people walking in front of a cath kidston store
Alamy
The new shop, which is now being teased in a video on Cath Kidston’s Instagram page, will be located at Westfield White City, London[/caption]

Renowned for its charming floral designs and quirky vintage-style homeware, Cath Kidston has been a beloved fixture on the British high street since 1993.

However, the retailer entered administration in April 2020 and was subsequently rescued by Next through a pre-pack administration deal last year.

Next acquired the Cath Kidston brand name, domain names, and intellectual property for £8.5 million last year.

But, the agreement did not include any of the brand’s physical shops.

As a result, Cath Kidston’s four remaining standalone stores closed their doors for the final time in June 2023.

Since then, shoppers have only been able to purchase Cath Kidston products exclusively through Next, both online and in-store.

This will change on Friday, 18 October, when the chain’s first new store since its sale to Next will open.

The new shop, which is now being teased in a video on Cath Kidston’s Instagram page, will be located at Westfield White City, London.

Cath Kidston posted on Instagram and said: “Why yes. Yes, you guessed right.

“We do indeed we have a new home opening soon. Can anyone tell where in London we’ll be opening our doors?”

Next refused to comment when The Sun asked if it has plans for more store openings in the future.

HISTORY OF CATH KIDSTON

CATH Kidston was founded in 1993 by Cath Kidston, a British designer known for her vintage-inspired prints and nostalgic floral patterns.

The first shop opened in London’s Holland Park, initially selling hand-embroidered tea towels and brightly coloured furniture.

Over the years, the brand expanded its range to include clothing, accessories, and homeware, quickly becoming a beloved name in British fashion and design.

Cath Kidston’s distinctive aesthetic, often characterised by whimsical and cheerful motifs, has garnered a loyal following both in the UK and internationally. 

At its peak, the retailer operated out of more than 200 stores.

Despite facing financial challenges and ownership changes, the brand continues to be celebrated for its quintessentially British charm and creativity.

RETAIL WOES

Cath Kidston initially collapsed into administration back in April 2023.

The retailer immediately closed 60 UK stores, leaving 908 staff members redundant.

The brand was bought by Next in March 2023.

In the interim, the retailer’s four remaining stores and e-commerce website continued to operate as usual.

However, the chain’s website was taken down in early June, and customers visiting it were automatically redirected to Next.co.uk.

Cath Kidston’s stores in Ashford, York, Cheshire Oaks and Picadilly then closed for the final time on June 25, 2023.

Shoppers were lucky enough to bag items up to 70% during a major clearance sale ahead of these closures.

Next has been known to save failing companies from administration.

In November 2022, it bought furniture store Made.com, which sold its intellectual property, brand and website to the retailer.

Next started selling Gap clothing online in late 2021 too, after it took over the running of the high street brand.

Earlier in 2023, it took a stake in baby and maternity clothing retailer JoJo Maman Bebe.

Cath Kidston isn’t the only bust chain to be reopening high street store.

Fashion chain M&Co returned to the high street in April after previously collapsing into administration and closing all stores.

The chain opened its first new store on May 3 in Newton Mearns, Scotland.

Why are retailers closing shops?

EMPTY shops have become an eyesore on many British high streets and are often symbolic of a town centre’s decline.

The Sun’s business editor Ashley Armstrong explains why so many retailers are shutting their doors.

In many cases, retailers are shutting stores because they are no longer the money-makers they once were because of the rise of online shopping.

Falling store sales and rising staff costs have made it even more expensive for shops to stay open. In some cases, retailers are shutting a store and reopening a new shop at the other end of a high street to reflect how a town has changed.

The problem is that when a big shop closes, footfall falls across the local high street, which puts more shops at risk of closing.

Retail parks are increasingly popular with shoppers, who want to be able to get easy, free parking at a time when local councils have hiked parking charges in towns.

Many retailers including Next and Marks & Spencer have been shutting stores on the high street and taking bigger stores in better-performing retail parks instead.

Boss Stuart Machin recently said that when it relocated a tired store in Chesterfield to a new big store in a retail park half a mile away, its sales in the area rose by 103%.

In some cases, stores have been shut when a retailer goes bust, as in the case of Wilko, Debenhams Topshop, Dorothy Perkins and Paperchase to name a few.

What’s increasingly common is when a chain goes bust a rival retailer or private equity firm snaps up the intellectual property rights so they can own the brand and sell it online.

They may go on to open a handful of stores if there is customer demand, but there are rarely ever as many stores or in the same places.

MORE STORE OPENINGS

Several major retailers are defying the trend of store closures by actively opening new shops.

German discounter Aldi has announced it will open 35 new UK stores this year. The openings form part of Aldi‘s long-term target of operating 1,500 stores in the UK.

Asda has been opening hundreds of convenience stores as it looks to rival major players Tesco and Sainsbury’s.

Purepay Retail Limited , the parent company of BonmarchéEdinburgh Woollen Mill (EWM) and Peacocks, Purepay Retail Limited, has said it wants to open 100 new high street stores over the next 18 months.

Home Bargains has said it wants to “eventually have between 800 and 1,000 retail outlets open”.

Primark is also opening new branches and investing and renovating more than a dozen of its existing shops.

Screwfix is set to open 40 new stores nationwide as its owner, Kingfisher, seeks to expand the DIY brand’s national presence.

Tesco has revealed plans to open 70 more stores across the UK over the next year as part of major expansion plans.

WHSmith has turned its focus to the travel side of its business, with plans to open new sites in airports, railway stations and hospitals.

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